Archive for October, 2007

People who want to discover what offshore asset protection means are one step ahead of the rest. They are on the right path to equipping and preventing themselves from potential disaster. Essentially asset protection is about securing ones assets in case of litigation. Asset protection comes in various forms but one very popular form of asset protection is offshore asset protection.

Offshore asset protection is an asset protection scheme where the assets of an individual (more…)

When you sign a promissory note and record a trust deed, it becomes an acknowledgment of debt. A trust deed is used as the security device of preference to impose a lien on real estate. Your trust deed and notes are comprised in your loan doc’s, they explain your interest rate, if your loan is fixed or adjustable, and the life and terms of your loan.

A trust deed contains elements and characterizations that identify all three parties in the trust deed. The parties in the (more…)

Parents must give serious thought to protecting their family through creative estate planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be an elegant tool you can use to pass some of your wealth to your children on a tax-free basis.

First, let’s take a quick look at the Roth IRA. The initial disadvantage of a Roth IRA is the fact that contributions do not initially reduce taxable income as with traditional IRAs or 401(k)s. The a (more…)